Everything you need to pay and get paid, built around a single EAARTH wallet.
Money moves the moment a code is scanned. Both sides see the payment confirmed in real time, no waiting and no guessing.
Funds land in your EAARTH wallet straight away. No T+1 or T+3 card delays before you can spend or move your money.
Print one static code for the counter, or generate a dynamic code per order with the exact amount built in. Both work the same way for the payer.
A clear, low rate you can actually read. No tangle of percentages plus pence plus hidden add-ons buried in the small print.
PAY works hand in hand with EAARTH DM and EAARTH OS. One identity, one wallet, one connected platform for people and businesses.
The same wallet for a quick payment to a friend or a full day of takings at the till. Scan to pay, scan to receive, everywhere.
Real published UK fees from the major providers. EAARTH PAY settles instantly into your wallet, with a clear low rate tailored to your business.
| Provider | Fee | Settlement speed | Consumer wallet |
|---|---|---|---|
| SumUp | ~1.69% in person · ~2.5% QR / online | Next day (1 to 2 days) | No consumer wallet |
| Square | ~1.4% + 25p | Next business day | No consumer wallet |
| Stripe | From ~1.5% + 20p | T+1 to T+3 | No consumer wallet |
| PayPal | ~1.5% + 10p | Held in PayPal balance | PayPal balance only |
| Open Banking (Finexer / Noda) | Usage-based, lower | Instant bank transfer | No wallet, bank only |
| EAARTH PAY | From low single-digit % · Talk to us | Instant wallet settlement | One EAARTH wallet |
Competitor figures are indicative, taken from publicly listed UK pricing and may vary by plan, volume and transaction type. EAARTH PAY pricing is tailored to each business, so the exact rate is agreed with you directly.
Card processors rent you a reader. EAARTH gives you the whole payment loop.
Most providers only sell the merchant a card reader. EAARTH owns both ends, the consumer wallet and the merchant tools, so the payment never leaves our network.
Card processors hold your takings for one to three days. EAARTH settles into your wallet instantly, so your cash flow is your own from the first scan.
No percentage plus pence plus mystery surcharge. One clear rate, the same whether the payment is 5 pounds or 500.
PAY, DM and OS share one identity and one wallet. Pay a contact, message them and run your business from a single connected platform.